Payment plans / Houston, TX
Your care.
Your way to pay.
"Room for what
matters to you."
A treatment plan is personal. How you pay for it should feel considered, too. Explore financing through Cherry and CareCredit, then review the actual terms before you decide.
Financing is provided by third-party lenders, subject to approval and available terms. A consultation comes before any treatment decision.
YOUR CARE PLANVC
A considered
way forward.
An illustration of the process, not a financing offer.
Two ways to explore
Find your
kind of flexibility.
Velvet Couture accepts both Cherry and CareCredit. They work differently, so the right choice starts with understanding the type of credit, the amount due at checkout, and the total cost.
Option one
Cherry
Apply for a plan tied to a purchase at Velvet Couture and review the available repayment choices at checkout.
- Checking eligibility uses a soft credit check that does not affect your credit score.
- Available APR and payment terms depend on approval; qualifying 0% APR options may be offered.
- A down payment is due at checkout. Review that amount alongside your monthly payments.
The application opens on Cherry's site. An approved plan and its payment activity may be reported to credit bureaus; missed payments can affect credit.
Option two
CareCredit
A credit card for eligible health and wellness purchases that you may use again where CareCredit is accepted, up to your available credit.
- Check online prequalification with no impact to your credit score.
- A full card application after a prequalification offer creates a hard inquiry that may affect your score.
- Promotional financing may be available on qualifying purchases; confirm Velvet's available offers and your card terms.
Some CareCredit promotions charge interest from the purchase date if the promotional balance is not paid in full by the deadline. Minimum payments may not pay off that balance in time.
Approval, APR, promotional availability, and payment amounts are determined by the lender. Ask our team which CareCredit promotions are available at Velvet Couture before applying.
A calmer way to begin
First a plan.
Then a decision.
You can explore the numbers before making a commitment. The treatment and your eligibility should make sense first; the lender gives you the exact financial offer afterward.
Talk it through.
Meet with our team, discuss your goals, and confirm the treatment and total price that fits your care.
Get a feel for the cost.
See how the upfront amount, repayment length, and example APR change the monthly and total amounts.
Read the actual offer.
If you apply, review the lender's exact APR, down payment, monthly schedule, total cost, and promotional conditions.
Plan studio
See the
full picture.
Choose a treatment or enter your own quote. Change the upfront amount, months, and hypothetical APR to see an example. This illustration does not prequalify you or identify an available lender offer.
Build an example
Starting menu prices are examples. A clinician confirms your treatment and total.
Adjust to your consultation quote.
The lender sets any required down payment.
A hypothetical rate, not an offered APR.
A fixed-payment illustration
Velvet Refine / 12 monthly payments / 12% example APR. Final payment may differ slightly due to rounding.
How this example balance comes down
Model: a hypothetical fixed-payment loan with monthly interest at the selected APR, no lender fees and no deferred-interest feature. Cherry terms can include a down payment. CareCredit promotional terms can work differently.
Estimates are educational only and are not an offer or approval of credit. Actual terms, payments, APR, fees, promotions, and amount due at checkout come from the lender. Treatment prices and eligibility are confirmed during consultation. If a price is marked "from," the illustration uses its starting price.
From the Velvet menu
Explore treatment examples.
Select a treatment to bring its listed starting price into the illustration.
Facial balancing
Regenerative skin
Collagen builders
Prices reflect the public Velvet menu on September 30, 2026 and may change. The selected amount is not a confirmed treatment quote.
Clarity is part of the care
The details
worth knowing.
Borrowing terms matter as much as the payment number. These are good questions to answer before choosing a plan.
Is checking my options a hard credit inquiry?
Cherry says its application uses a soft credit check, which does not affect your credit score. CareCredit says online prequalification has no impact; accepting an offer and submitting a full card application creates a hard inquiry that may affect your score.
Approval and subsequent payment activity are separate from the initial check. Read each lender's current disclosures.
Does 0% APR always mean the same thing?
No. Cherry may offer qualifying 0% APR plans. CareCredit offers some "no interest if paid in full" promotions: if you do not pay the full promotional balance by the deadline, interest can be charged from the purchase date. The minimum payment may not be enough to meet that deadline.
Ask which promotion Velvet offers for your purchase and read the agreement.
Will I owe anything at checkout?
Cherry says a down payment is due at checkout, with the exact amount shown when you select a plan. CareCredit is a credit card; use depends on your available credit and the purchase terms. Review the amount due and repayment schedule before agreeing.
Are these estimates guaranteed payments?
No. The studio uses a standard fixed-payment illustration. It does not determine eligibility or model a CareCredit deferred-interest promotion, lender fees, or an actual Cherry down payment. The lender's offer controls.
Can I choose a treatment first?
Yes. Book a consultation and talk through your goals. Our team can confirm a treatment plan and exact price, then you can decide whether to explore financing. A clinician determines whether a service is appropriate.
Read before you apply.
Cherry: plans are issued through Cherry's financing partners and are subject to approval. Rates and terms vary; qualifying 0% APR options are not guaranteed. A down payment is due at checkout. Review consumer information, terms, and financing partners.
CareCredit: subject to credit approval. Promotional financing is not available for every purchase or at every provider. Some promotions charge interest from the purchase date if not paid in full by the deadline. Minimum payments may not pay off the promotional balance in time. The card is issued by Synchrony Bank. Review current FAQs and the card agreement.
Applying takes you to the lender's site under its privacy policy. Velvet Couture does not make credit decisions. Financing does not change clinical eligibility or guarantee a treatment outcome.
Your next step
Start with a
real conversation.
We will help you understand the treatment and exact cost first. Then you can choose how you want to pay.
535 W 20th St., Suite 6 / Houston, TX 77008
By appointment only.